Question

OT's should understand federal, state, and private health insurance policy requirements to:

a: be able to help patients choose health insurance plans
b: be able to provide patients with options for therapy within the structure of their health care coverage
c: be able to limit therapy, so the patient never pays out of pocket
d: ensure they get paid for everything they do

Answer 1

Occupational therapists should understand health insurance policy requirements in order to help patients choose plans, provide therapy options within coverage, and ensure proper payment.

Step-by-step explanation:

Occupational therapists (OTs) should understand federal, state, and private health insurance policy requirements for a few reasons:

1. Helping patients choose health insurance plans: OTs can provide information and guidance to patients regarding different health insurance options available to them, helping them make informed decisions based on their specific needs.
2. Providing patients with therapy options within their coverage: By understanding insurance policies, OTs can work within the structure of patients' health care coverage to provide them with therapy options that are covered by their insurance, ensuring access to necessary treatments and services.
3. Ensuring they get paid for their services: By understanding insurance policy requirements, OTs can accurately bill for their services and ensure they receive appropriate payment for the therapy they provide.