Final answer:
The term that describes the phases in developing information systems is the Software Development Life Cycle (SDLC).
Step-by-step explanation:
The term that describes a framework of the phases involved in developing information systems is b. Software Development Life Cycle (SDLC). The SDLC outlines the various stages that are part of the software creation process from conception to deployment and maintenance. These phases typically include requirements gathering, designing, coding, testing, deployment, and maintenance. This structured approach assists in producing high-quality software that meets or exceeds customer expectations. The SDLC is used widely within the IT industry and is essential knowledge for those involved in software development and information systems.