Final answer:
The set X \ Y is found by removing elements from set X that are also in set Y. Upon removing these elements, the resulting set X \ Y is {3, 12}, so the correct answer is option (d).
Step-by-step explanation:
The question is asking for the set difference of X and Y, denoted as X \ Y. This operation involves finding elements that are in set X but not in set Y. To find X \ Y, we compare elements in both sets and only keep those that are unique to set X.
X = {3, 8, 9, 12}
Y = {8, 9}
We remove the elements 8 and 9 from set X, as these are present in set Y.
Therefore, the set X \ Y is {3, 12}. The correct answer is option (d).