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On June 1 of Year 1 Doe Company paid $1,800 cash for an insurance policy that would protect the company for one year. The company's fiscal closing date is December 31. Based on this information alone, the amount of prepaid insurance and insurance expense shown on the Year 2 financial statements would be

A. Prepaid Insurance Insurance Expense
$1,050 $750

B. Prepaid Insurance Insurance Expense
zero $750

C. Prepaid Insurance Insurance Expense
$750 $1,050

D. Prepaid Insurance Insurance Expense
zero $1,800

User JPot
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1 Answer

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Final answer:

The correct answer is C. Prepaid Insurance $750 and Insurance Expense $1,050. By December 31 of Year 1, the company would have recognized $1,050 as the insurance expense for the seven months of coverage used and still have $750 as prepaid insurance for the five months of coverage extending into Year 2.

Step-by-step explanation:

The Doe Company purchased a one-year insurance policy for $1,800 on June 1 of Year 1, and the policy is active until May 31 of Year 2. When reviewing expenses and prepayments at the end of Year 1 (December 31), the company would need to allocate the expense of the insurance policy across the period it covers. Since the policy covers 12 months, the monthly insurance cost is $1,800 divided by 12, which is $150 per month.

By December 31 of Year 1, seven months of the insurance policy have been used (June to December), equating to an insurance expense of $150 times 7, which is $1,050. The remaining five months of coverage extend into Year 2 (January to May), so the prepaid insurance amount at Year 1's end is $150 times 5, equal to $750.

At the beginning of Year 2, there would still be $750 of prepaid insurance, which will be expensed throughout the next five months of Year 2. Therefore, as of the financial statements for Year 2, the Doe Company would show $750 as prepaid insurance and $1,050 as the insurance expense for the Year 1 period.

User Samantha Branham
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