Question

Today is January 31st and Gavin decided that he didn't want his MAPD that started earlier this month. Gavin wants to switch his MAPD to the one his friend has. What are Gavin's options and when can he get in the same MAPD as his friend?

Answer 1

Gavin can only switch his MAPD plan to his friend's during the Annual Election Period from October 15 to December 7 or if he qualifies for a Special Enrollment Period due to certain life events.

Step-by-step explanation:

If Gavin wants to switch his Medicare Advantage Prescription Drug (MAPD) plan to the one his friend has, he must wait for the Annual Election Period (AEP), which runs from October 15 to December 7 each year. During this time, he can enroll in the new MAPD plan, and his coverage will begin on January 1 of the following year.

Another possibility is if he qualifies for a Special Enrollment Period (SEP), which may occur if he undergoes certain life events that allow changes outside of AEP. However, without an SEP, he cannot switch his MAPD plan outside the AEP.