Final answer:
A parking lot owner needing Liability Coverage for customer vehicles should choose Garagekeepers coverage. It provides protection for damages while the vehicles are serviced, parked, or stored by the business.
Step-by-step explanation:
The owner of a parking lot seeking Liability Coverage for damage to vehicles in her custody should opt for Garagekeepers coverage. This type of insurance is specifically designed to protect businesses that offer towing, servicing, or parking services. It covers damages to a customer's vehicle while it is being serviced, parked, or stored by the business. Unlike Business Auto Coverage, which is suitable for vehicles owned by a company, or Garage Liability Coverage, which covers a business's liability for operations and auto services, Garagekeepers coverage is tailored for the scenario described.
In this case, the owner of the parking lot needs Garagekeepers coverage for the liability coverage for damage to vehicles left in her custody. Garagekeepers coverage provides protection for damage to customers' vehicles while they are in the care, custody, and control of the parking lot owner.