Question

The DP2, Dwelling Broad Form Policy will cover ALL of the following losses, EXCEPT:

a. Weight of ice, snow and sleet.
b. Direct physical damage of the dwelling by a vehicle.
c. Theft of the insured's contents.
d. Vandalism and malicious mischief.

Answer 1

The DP2, Dwelling Broad Form Policy covers a wide range of losses related to the insured's dwelling, but it does not cover the weight of ice, snow, and sleet.

Step-by-step explanation:

The DP2, Dwelling Broad Form Policy covers a wide range of losses related to the insured's dwelling. However, it does not cover the weight of ice, snow, and sleet on the property. This means that if the insured property suffers damage due to the weight of ice, snow, or sleet, the policy will not provide coverage for those losses.

For example, if a heavy snowfall causes the roof of the insured dwelling to collapse, resulting in damage to the interior of the property, the DP2 policy would not cover the cost of repairs.

Therefore, option a. (Weight of ice, snow, and sleet) is the correct answer as it is the only loss listed that is not covered by the DP2 policy.