Final answer:
Among the options provided, a plumber and a small dress shop are typically eligible for a Business Owners Policy due to their smaller size and lower risk profiles compared to larger operations like movie theaters and factories.
Step-by-step explanation:
The question is about identifying which type of business is eligible for a Business Owners Policy (BOP). A BOP is a special type of insurance package that combines protection from all major property and liability risks into one bundle. It is typically designed for small and medium-sized businesses. Eligibility for a BOP generally depends on the size of the premises, the required limits of liability, the type of business, and the extent of offsite activity.
Movie theaters and factories are usually not eligible for BOPs because they tend to have larger premises, higher liability risks, and a greater number of employees, which often exceed the eligibility requirements of a BOP. Plumbers, being individual contractors or small businesses with fewer risks and limited premises, are generally eligible for BOPs. Similarly, a small dress shop with a physical storefront, limited risk exposure, and a small workforce would typically be eligible for a BOP.
In summary, among the given options, the most likely candidates for a BOP would be the plumber and the small dress shop. They both meet the criteria for smaller, lower-risk businesses for which a BOP is designed.