Final answer:
Adjudicating claims is not expected from a producer as part of the field underwriting; this function is carried out by insurance company claims departments.
Step-by-step explanation:
The function that is not expected from a producer as part of field underwriting is d) Adjudicating claims. Producers, also known as agents or brokers, are primarily responsible for tasks such as gathering applicant information (a), assessing the applicant's risk (b), and may help in determining policy premiums (c). However, adjudicating claims is typically a function carried out by the claims department or adjusters within the insurance company, rather than by producers.
Field underwriting is an important part of the insurance process, where the producer acts as a frontline underwriter. While the producer assists in the initial phases of the underwriting process by collecting information and evaluating potential risks, the adjudication of claims involves reviewing, investigating, and deciding on claims after a loss has occurred, which is beyond the role of field underwriting.