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The Fair Credit Reporting Act states that generally, consumer reports cannot contain the following information, EXCEPT:

a) Medical history
b) Bankruptcy
c) Credit score
d) Employment history

1 Answer

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Final answer:

The Fair Credit Reporting Act allows a person's credit score to be included in consumer reports, ensuring privacy, fairness, and accuracy in credit reporting, while other sensitive information is generally excluded.

Step-by-step explanation:

The Fair Credit Reporting Act (FCRA) was established to ensure privacy, fairness, and accuracy in credit reporting. According to this act, consumer reports generally cannot contain information like medical history, outdated financial data, or other sensitive personal information that could lead to discrimination.

Among the options provided, the information that is allowed to be included in a consumer report is a person's credit score.

This score is a numerical representation of a consumer's creditworthiness based on past and current financial behavior. It's important for consumers to monitor their credit history for accuracy and signs of identity theft.

The Fair Credit Reporting Act states that generally, consumer reports cannot contain medical history, bankruptcy, or employment history, but it does allow the inclusion of credit score.

The Act aims to protect consumers' financial information and promote fair credit reporting practices. It prohibits the disclosure of certain sensitive information that may be unrelated to an individual's creditworthiness.

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