Final answer:
Marilyn and her husband's injuries would likely be covered by their accidental death and dismemberment policy since these are typically included dismemberments. The exact benefits depend on their policy specifics, while workman's compensation would not apply as the injuries weren't work-related.
Step-by-step explanation:
Accidental death and dismemberment (AD&D) insurance is a type of policy that pays out benefits in the event of accidental death or specific types of injuries, such as the loss of a limb or sight. In the scenario described, Marilyn would likely receive benefits for the loss of sight in one eye, as this is a common covered dismemberment under such policies. Her husband's loss of a finger would also typically be covered. However, each policy has specific terms and coverage limits, so the exact benefits would depend on the details outlined in their policy. It's important to note that this is separate from workman's compensation insurance, which only applies to injuries sustained while on the job. Since the injuries were not work-related, workman's compensation would not apply.
The incident mentioned resembles the injury suffered by Alice Walker, as described in Image 6.13, highlighting the need for timely medical attention and the benefits of having an insurance policy to cover such accidents. In addition, the example of Sharon Kowalski and Karen Thompson shows the importance of policy beneficiaries in the absence of legal marital recognition, a separate but significant aspect of insurance policies and beneficiaries.