Final answer:
After termination from employment with a group life policy, an individual usually has a conversion period of 31 days to convert to an individual life policy without a medical exam.
Step-by-step explanation:
When an individual is terminated from employment covered by a group life policy, they typically have a conversion period during which they can convert their group life insurance to an individual life policy. This period is generally known as the conversion period. While the specific time frame can vary by policy, the standard duration for conversion is often within 31 days after termination. This allows the former employee to continue having life insurance coverage without having to undergo a medical exam, which might be required if they were applying for a new individual policy outside of the conversion period.