Final answer:
Individuals cannot purchase long-term care benefits from the Social Security Administration; instead, they can obtain them from private insurance companies, Medicaid, and employer-sponsored plans. Medicaid provides for individuals with low incomes, and Medicare is for those over 65.
Step-by-step explanation:
The question asks from which sources individuals can purchase long-term care benefits. Individuals may purchase long-term care benefits from the following sources: private insurance companies, Medicaid, and employer-sponsored plans. However, the Social Security Administration does not offer long-term care benefits directly. It is instead focused on providing retirement and disability benefits.
Medicaid is the public healthcare system that offers insurance primarily to people with low incomes and is jointly funded by the state and federal government. While Medicare is another government program that provides insurance, it is primarily for people over sixty-five years old. The Affordable Care Act introduced methods to make insurance more accessible, including through employer-sponsored plans or state government-sponsored health exchange markets, to mitigate issues like adverse selection.