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Consumer-driven health care strives to achieve which of the following objectives?

a. Maximizing employer control over health plans
b. Reducing employee involvement in health decisions
c. Increasing employee accountability for health care choices
d. Minimizing employee contributions to health savings

1 Answer

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Final answer:

Consumer-driven health care focuses on increasing employee accountability for health care choices, contrasting with systems like HMOs which provide fixed payments to providers and aim to manage health services costs.

Step-by-step explanation:

Consumer-driven health care primarily aims to empower individuals, encouraging them to actively participate and make informed decisions regarding their health care. A key objective of this approach is c. Increasing employee accountability for health care choices, which involves giving patients more responsibility over the health care services they opt for and their associated costs, in turn making them more involved in managing their health expenditures. This contrasts with traditional models where employers had more control or where the emphasis was on the health care providers' incentives. The latter is notable in systems like health maintenance organizations (HMOs), where providers receive a fixed payment and must carefully manage the health services they provide to control costs and reduce moral hazard. Consumer-driven health care seeks to balance the demand for services with the need to keep healthcare affordable.

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