Final answer:
In a spreadsheet, textual headings and titles are known as Labels, which serve to describe and organize the data in cells beneath or adjacent to them.
Step-by-step explanation:
Textual headings and titles in a spreadsheet are called Labels. These are used to describe data in the cells below or beside them, making the data easier to understand and organize. Labels can include words, numbers, or a combination of both. They are entered directly into the cells of a spreadsheet and are often found in the first row or column, serving as a reference for the information in the corresponding rows or columns.
For example, in a spreadsheet tracking monthly expenses, you might have labels such as 'Rent', 'Utilities', 'Groceries', and 'Transportation' at the top of each column. The rows below these labels would then contain the numerical data associated with each category of expenses.