Question

If a landlord rejects a prospective tenant based on a bad credit report according to the Fair Credit Reporting Act, the prospective tenant

a. can file a lawsuit against the landlord
b. has the right to appeal the decision
c. must provide a valid reason for the bad credit
d. is entitled to a free copy of the credit report

Answer 1

If a landlord rejects a prospective tenant based on a bad credit report, the tenant is entitled to a free copy of the credit report, but cannot file a lawsuit or appeal the decision.

Step-by-step explanation:

According to the Fair Credit Reporting Act, if a landlord rejects a prospective tenant based on a bad credit report, the prospective tenant is entitled to a free copy of the credit report. This allows the tenant to review the report and understand the reasons for the rejection. However, the prospective tenant does not have the right to file a lawsuit against the landlord or appeal the decision