Question

Mrs. Geisler's neighbor told her she should look at her Part D options during the annual Medicare enrollment period because features of Part D might have changed. Mrs. Geisler can't remember what Part D is so she called you to ask what her neighbor was talking about. What could you tell her?

1) Part D covers hospital and home health services and the cost-sharing has changed this year.
2) Part D covers physician and non-physician practitioner services and the deductible has not changed this year, but the physician charges may go up.
3) Part D covers prescription drugs and she should look at her premiums, formulary, and cost-sharing among other factors to see if they have changed.
4) D. Part D covers long-term care services and she shouldn't worry because there has been no change in coverage.

Answer 1

Medicare Part D covers prescription drugs, and Mrs. Geisler should review changes in premiums, formulary, and cost-sharing during the annual enrollment period to ensure her plan remains suitable.

Step-by-step explanation:

Mrs. Geisler's neighbor is referring to Medicare Part D, which covers prescription drugs. It's important for her to review her Part D options during the annual enrollment period because there can be changes from year to year in factors such as premiums, the list of covered drugs (formulary), and cost-sharing requirements. Since Medicare Part D was introduced as a crucial benefit for the elderly and disabled to help with prescription drug costs, it's beneficial for Mrs. Geisler to stay informed about any updates to ensure her coverage meets her needs and remains cost-effective.