Final answer:
To represent the sentence as an inequality, use the expression x ≤ y - 14,000, where x represents savings and y represents costs.
Step-by-step explanation:
To translate the sentence into an inequality, we need to express the relationship between savings and costs using appropriate mathematical symbols. In this case, the phrase 'the savings are at least $14,000 under the costs' can be translated as:
x ≤ y - 14,000
where x represents savings and y represents costs. This inequality states that savings (x) must be less than or equal to costs (y) minus $14,000. This ensures that the savings are at least $14,000 less than the costs.