Final answer:
The percentage of families with negative net worth varies depending on factors like demographics and race. Historical policies like redlining and ongoing disparities in bank practices contribute to wealth disparities among different racial and ethnic groups.
Step-by-step explanation:
The percentage of families with a negative net worth varies depending on demographics and economic factors. For example, in the United States, wealth disparities exist among different racial and ethnic groups.
According to data, the median net worth is lower for Hispanic and Black, non-Hispanic families compared to White, non-Hispanic families. These disparities can be attributed to historical policies like redlining and ongoing disparities in bank practices.