Final answer:
Early retirees often bring the same habits, such as saving money and concerns like running out of money into retirement, influenced by financial conditions and personal health choices. Events like recessions can impact their financial well-being and retirement plans.
Step-by-step explanation:
Early retirees carry over to their retired lives many of the same habits, behaviors, and concerns as Pre-Retirees. In the context of the provided information, this includes maintaining a focus on saving money, coping with the financial impact of recessions, and dealing with the stress related to potentially running out of money. Additionally, the shift towards healthier lifestyles may continue into retirement, affecting how long individuals work and their quality of life during retirement.
During economic downturns, such as the recession described with the loss of financial advantages and the devaluation of retirement accounts, retirees often have to adjust their expectations and plans. The increased stress over finances is a reminder of challenges faced before retirement. Furthermore, the importance of workplace retirement accounts like 401(k)s is highlighted as a means to prepare for financial security in retirement.