Final answer:
Most Medicaid enrollees are limited to 16 office visits per year. The program assists with a range of health services, though costs and regulations vary by state and can influence individual access and coverage expenses.
Step-by-step explanation:
Most Medicaid enrollees are limited to 16 office visits per year. Medicaid is a health insurance program designed for individuals within certain income categories and provides an array of health benefits. While the Affordable Care Act (ACA) aimed to expand access to Medicaid, the decision to adopt the expansion is left to individual states, with 12 states choosing not to participate.
This choice contributes to limiting costs but leaves many without coverage. Costs and utilization are affected by different forms of cost-sharing like co-payments, which are fixed amounts paid by enrollees for services such as office visits or hospital stays. Insurance can reduce the out-of-pocket cost of healthcare for individuals, but it does not decrease the cost of healthcare for insurance companies or society as a whole, which can ultimately affect premiums and taxes.