Final answer:
The main screen in the submission wizard that typically triggers an underwriting issue first is the one that collects in-depth applicant information, such as personal and financial details. This is due to the underwriting system’s thresholds and rules that highlight risks or anomalies.
Step-by-step explanation:
The main screen in the submission wizard that is likely to trigger an underwriting issue first would depend on the specific underwriting criteria being used. However, typically, the screen that collects detailed information about the application, such as the applicant's personal information, financial information, and details about the subject of underwriting (for example, a property in the case of insurance, or financial health in the case of a loan), is where issues are most likely to be flagged. The system may use preset thresholds and rules to detect anomalies or risk factors that may lead to a need for further review or possible rejection.
Key details such as previous claim history in insurance or credit history in financing are common triggers for underwriting issues. It is imperative for the individual preparing the application to ensure all information is accurate and complete to minimize the potential for issues. If the underwriting software detects discrepancies, high risk markers, or incomplete sections, it will likely flag these on the corresponding detail-intensive screen.