You have:
a1 = 20
r = 1/4
The general expression for the sum of the first n terms of a geometric series is given by:
Sn = a1(r^n - 1)/(r - 1)
For the first five terms of the summation is:
S5 = 20((1/4)⁵ - 1)/(1/4 - 1)
S5 = 20(-0.999)/(-0.75)
S5 = 14.985
Hence, the sum of the first five terms is S5 = 14.985