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Novak Corp. is considering the purchase of a piece of equipment that costs 30000. Projected net annual cash flows over the project's life are:

Year Net Annual Cash Flow
17000
2 10000
3 25000
4 8000
The cash payback period is____________.

1 Answer

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Final answer:

The cash payback period for Novak Corp.'s equipment purchase is approximately 2.1 years, calculated by accumulating the net annual cash flows until the initial investment is fully recovered.

Step-by-step explanation:

The cash payback period is a financial metric used to determine the time it takes for a project to generate enough cash flows to recover its initial investment. In the case of Novak Corp., which is considering the purchase of a piece of equipment costing $30,000, we need to calculate this period based on the projected net annual cash flows over the equipment's life, which are:

  • Year 1: $17,000
  • Year 2: $10,000
  • Year 3: $25,000
  • Year 4: $8,000

To calculate the cash payback period, we accumulate the cash flows year by year until the initial investment is recovered.

  1. After Year 1: $17,000 (Remaining balance: $13,000)
  2. After Year 2: $10,000 (Accumulated: $27,000; Remaining balance: $3,000)
  3. By Year 3, the cumulative cash flow will exceed the initial investment of $30,000.

Since the remaining balance after two years is $3,000 and Year 3 adds $25,000, the payback period occurs during Year 3. To be more precise, divide the remaining balance by the Year 3 cash flow ($3,000 / $25,000) to find out the exact fraction of the year needed to complete the payback. It comes to 0.12 of the third year. Therefore, the cash payback period is 2 years plus 0.12 of the next year, which is approximately 2.1 years.

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