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If an individual taxpayer's marginal tax rate is 35 percent and he holds the following assets for more than one year, which gain will be taxed at the highest rate at the time of sale?

A. gain from investment land
B. gain from personal-use property
C. gain from a coin collection
D. gain from the sale of qualified small business stock held for 3 years
E. gain attributable to tax depreciation taken on real property

User Faide
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Final answer:

Gains from personal-use property are likely to be taxed at the taxpayer's ordinary income rate of 35%, making it the highest rate among the options listed. Investment land, collectibles, and qualified small business stock generally benefit from lower long-term capital gains rates, while depreciation recapture is capped at 25%.

Step-by-step explanation:

The question asks which gain from various asset types held for more than one year by an individual taxpayer with a marginal tax rate of 35 percent would be taxed at the highest rate upon sale. Generally, long-term capital gains are taxed at lower rates than ordinary income, but there are exceptions.

  • Investment land and personal-use property generally result in capital gains taxed at preferred long-term capital gains rates, which for most taxpayers is less than their ordinary income tax rate.
  • Coin collections, being collectibles, are typically taxed at a maximum 28% rate for long-term gains, which is lower than the 35% marginal rate.
  • Qualified small business stock (QSBS) held for more than 5 years may be eligible for a 100% exclusion on capital gains up to a certain limit under Internal Revenue Code Section 1202, which would result in no tax.
  • The gain attributable to tax depreciation taken on real property (also known as depreciation recapture) is generally taxed as ordinary income up to a maximum of 25%, thus below the 35% rate.

Considering the options provided and the information regarding taxation of various gains, gains from personal-use property would generally be taxed at the taxpayer's marginal rate if it doesn't qualify for a capital gains tax rate, which could make it the highest taxed gain among the choices.

User Martin Drozdik
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