Final answer:
A basic dwelling policy automatically provides coverage against fire, lightning, and windstorm.
Step-by-step explanation:
In a basic dwelling policy, coverage is automatically provided against fire, lightning, and windstorm. Therefore, the correct answer to your question is option 1) windstorm.
A basic dwelling policy is an insurance policy that provides coverage for a home against certain risks or perils. These policies typically cover damage to the structure of the dwelling and may also include coverage for personal property inside the dwelling.
For example, if a windstorm causes damage to your home, such as blowing off the roof or breaking windows, a basic dwelling policy would typically cover the cost of repairing or rebuilding the damaged parts of the dwelling.