Question

Under the commercial property coverage form, breakage of glass is covered under what form?

1) basic, broad, and special
2) broad and special
3) all forms
4) not covered under any form

Answer 1

In commercial property insurance, breakage of glass is covered under the broad and special forms of the policy, with the special form being the most comprehensive.

Step-by-step explanation:

Under the commercial property coverage form, the coverage for breakage of glass falls under the broad and special forms. The basic form typically offers a more limited range of coverages and does not include breakage of glass. However, the broad form extends coverage to include additional perils, such as breakage of glass. The special form is more comprehensive and covers all risks of physical loss except those specifically excluded or limited, which commonly includes glass breakage coverage unless specifically excluded. To determine the exact coverage, one should always review the terms and conditions of the specific policy.