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. A credit card company charges 18% interest on the unpaid balance. If you owed $2000 three months ago and have been delinquent since, how much do you owe? Hint: this involves compound interest.

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Answer: $2169.86

Explanation:

1. The annual interest rate is 18%, so the monthly interest rate is 18% / 12 = 1.5%.

2. Convert the percentage to a decimal by dividing by 100, so 1.5% becomes 0.015.

3. The formula for compound interest is A = P(1 + r/n)^(nt), where:

- A is the amount of money accumulated after n years, including interest.

- P is the principal amount (the initial amount of money).

- r is the annual interest rate (in decimal form).

- n is the number of times that interest is compounded per year.

- t is the time the money is invested for, in years.

4. In this case, P = $2000, r = 0.015 (monthly rate), n = 1 (compounded monthly), and t = 3/12 (three months).

5. Substituting these values into the formula gives: A = 2000(1 + 0.015)^3

6. Calculating this gives: A = $2169.86

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