Question

Your parents tell you that on your 22nd birthday, they want you to get your own health

insurance. You are healthy, do not take any prescriptions, and only see a doctor for
your annual physical. What type is best?
A low deductible
plan with a high
monthly premium
Your parents MUST
keep you on their
plan. They cannot
legally remove you.
A high deductible
plan with a low
monthly premium
You do not need
health insurance
because you are
healthy

Answer 1

If you are healthy, a high deductible plan with a low monthly premium may be suitable for you.

Step-by-step explanation:

If you are healthy, do not take any prescriptions, and only see a doctor for your annual physical, a high deductible plan with a low monthly premium may be the best option for you. This type of plan typically has lower monthly costs but higher out-of-pocket expenses, such as deductibles and copayments, when you need medical services. Since you are young and healthy, you may not require frequent medical care, so choosing a plan with a lower monthly premium can help you save money.

Learn more about Choosing health insurance when you are healthy