Final answer:
The consumer could use loans to raise capital for the down payment on a new car.
Step-by-step explanation:
The financial service that the consumer could use to raise capital for the down payment on a new car is Loans. Loans are a common option for consumers to obtain funds for various purposes, including making large purchases such as a car. The consumer can approach a bank or financial institution to apply for a loan, which they can then use to cover the down payment. The loan can be repaid over time, typically with added interest.
Learn more about Raising capital for a down payment on a new car