Final answer:
One way to avoid a bad credit report is to make all your payments on time, keep credit card balances low, and monitor your credit report regularly.
Step-by-step explanation:
One way to avoid a bad credit report is to make all your payments on time.
Late payments can negatively impact your credit score and may stay on your credit report for up to seven years.
Another way is to keep your credit card balances low. High credit card utilization can indicate financial instability and may lower your credit score.
Additionally, monitoring your credit report regularly can help you identify any errors or fraudulent activities and take appropriate actions to rectify them.
Learn more about Avoiding a Bad Credit Report