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Someone help i dont get this math much at all- its about compound interest

Someone help i dont get this math much at all- its about compound interest-example-1

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{\Large \begin{array}{llll} y=ab^x \end{array}} \\\\[-0.35em] ~\dotfill\\\\ \begin{cases} x=5\\ y=7 \end{cases}\implies 7=ab^5 \\\\[-0.35em] ~\dotfill\\\\ \begin{cases} x=0\\[1em] y=(1)/(4) \end{cases}\implies \cfrac{1}{4}=ab^0\implies \cfrac{1}{4}=a(1)\implies \cfrac{1}{4}=a \\\\\\ \stackrel{\textit{substituting on the 1st equation}}{7=\left( \cfrac{1}{4} \right)b^5\implies 28=b^5}\implies \sqrt[5]{28}=b~\hfill \boxed{y\approx \cfrac{1}{4}(1.9473)^x}

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