Answer:
(D)
Explanation:
The given expression can be written as:

From this, it can be seen that the denominator of the given fraction consists of variables x and y and z which cannot be removed by simplifying the fraction due to which the given fraction cannot act as a polynomial as polynomial do not contain variables in the denominator if the fraction.
Thus, option D is correct that is The expression has a variable in the denominator of a fraction.