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A loan officer will use _____ to determine if you will be approved for a loan the four Cs of lending the formula, P x (J / (1 – (1 + J)N)) debt-to-income ratio a lease

User Alijandro
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The four Cs of lending, for sure.

User JonyB
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A loan officer will use Debt-to-income ratio to determine if you will be approved for a loan.

Debt-to-income ratio measures the debt percentages of your total income. This information could be used by the loan officer to determine your debt-paying capabilities and credit score
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