now, we know the 4th term is 5.... ok... now, what's the
common difference? well, we dunno, but notice, from the 4th to the 13th term, you do have to use it 9 times to hop over to the 13th term, let's say is "d", then

we also know that the 13th term is -1

now, recall above what the 8th term is
