Which definition is the correct definition of "risk-based financing"?
a. Risk-based financing: If you don't like people, you charge them more.
b. Risk-based financing: If a company thinks you are less likely to pay as you have agreed to pay, they charge you more.
c. Risk-based financing: If you are an older person, they charge you more.
d. Risk-based financing: Is used when you are from a family of race-car drivers.