2 Answers

Brothir · Answer 1 · 2018-08-15T17:39:23+0000

they spend over their income or spending that they can afford to pay back and don't know enough about credit card, they are easy to over spend with.

Matt Olan · Answer 2 · 2018-08-20T23:08:41+0000

Either because they filled it to the limit and haven't paid it off or it's swipe not chip. Also if you're in a different state than where you registered the card you have to call your bank and let them know your out of state

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