The types of risks faced by Craig are two:
Theft is a type of threat that affects the type of possessions that Craig had acquired. All of those were material possessions: furniture, appliances and TV.
Financial planning might be the second risk. Craig has just obtained his first job, which probably does not involve a very high wage, and he is not being very cautious with his income. He has bought a lot of things and it does not seem that he is saving part of his wage, in case he might need it later, or things could go wrong in the job.
The type of purchasing behaviour performed by Craig has nothing to do with identity issues. Moreover he did not conduct any investment. Therefore those two options are ruled out.