Answer:
The nth term for the arithmetic sequence is given by:

where,
is the first term.
d is the common difference of two consecutive term.
n is the number of terms.
As per the statement:
Given the sequence:
20, 16, 12, 8, 4
This is a arithmetic sequence.
Here,
with common difference(d) = -4
Since,
16-20 = -4
12-16= -4
8-12 = -4
4-8 = -4
To find the 5th term of the sequence.
Substitute the given values and n = 15 we have;

⇒

⇒

Therefore, the 5th term of the given sequence is, -36