SOLUTION
We will solve the question using a Venn diagram
Let R represents people wearing clothes that have red
Let W represents people wearing clothes that have white
We have the Venn diagram as follow
So from the Venn diagram small letter w represent those wearing clothes that have only white. So we have that
So those for "only" white is 4.
But those wearing clothes that have white in them will be only white plus those wearing combination of red and white. We have
Hence the answer is 20