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A couple gets financing for 70% of the $450,000 purchase price of a house at the rate of 5% on the monthly unpaid balance. Using the provided table find the total amount paid to the finance company if the loan is repaid in 20 years.

a.
$330,750.00
c.
$472,500.00
b.
$712,752.00
d.
$498,960.00

A couple gets financing for 70% of the $450,000 purchase price of a house at the rate-example-1

1 Answer

7 votes

Answer:

$498,960.00 amount paid to the finance company.

Option D is correct.

Explanation:

A couple gets financing for 70% of the $450,000 purchase price of a house.

First we find amount to finance by company

Finance amount = 70% of 450000 = 0.7 x 450000 = $315,000

Number of thousands in 315,000 (divide by 1000) = 315

The rate of loan is 5% on unpaid balance for 20 years.

Using table we will see the monthly payment per thousands for 5% rate in 20-years.

Monthly payments per thousands = $6.60

Number of thousands for finance value = 315

Monthly payment for finance value = 315 x 6.6 = $2079

Total amount paid to the finance company in 20 years = 20 x 12 x 2079 = $498,960

Hence, $498,960 amount paid to the finance company.

User Jerome Jaglale
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