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What mishaps or bad habits can lead to credit problems?

User Dcn
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Answer: The person above me right

Step-by-step explanation:

User Uriziel
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You not paying bills on time for more then one month, now they also can check if you didn't pay rent to an landlord. Filing Bankruptcy (stays on for 8 years). if you co-sign and the main person doesn't pay, they come looking for you.
User Karpathy
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