Answer:
The probability that someone is vaccinated and contracts the disease is (0.25)(0.1)=0.025 (it is multiplied by 0.1 because if the vaccine is 90% effective, then there is a 10% chance someone that is vaccinated can contract the disease. Add these together for the total: 0.375+0.025=0.4
There is a 40% chance that someone chosen at random will contract the disease.