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Which of the following would likely be covered under homeowners insurance but NOT by renter's insurance?

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For the answer to the question above, I think the answer is "when
a tree branch breaks your bedroom window during a storm."

Though no men shall be held reliable in case of a fortuitous event is applicable for the renter so he has no obligation.

the subdivision is liable for that tree that hits you bedroom.

User Minustar
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