The correct answer is D. Can't
Step-by-step explanation:
Credit unions are a type of cooperative financial institution, this implies people who create, and manage credit unions are also those that use their services. Additionally, credit unions offer mainly credits or loans but in some cases, they cover other services such as mortgages or saving accounts. The previous ideas imply to use any of the services of a credit union you need to be an official member of the union and even participate in its management. Thus, if I am not a member of this institution I cannot use its services and this has no exception, which means if I want to use any service of credit unions then I must complete a process to become a member.