Final answer:
Gina would be best described as dreamy as this trait encapsulates her behavior of getting absorbed in her imagination about the future.
Step-by-step explanation:
The character trait that best describes Gina, who is daydreaming about what she would do with a million dollars, is Dreamy. Dreamy individuals are often caught up in their thoughts and imaginations, considering possibilities and fantasizing about things that could be. The passage provided portrays a character similar to Gina, who is envisioning a better future and imagining how she could use resources to achieve her desires. This character is also focusing on her own dreams and aspirations, which aligns with the dreamy trait described in Gina's behavior.