Answer:
This is an example of racial disparities in inheritance.
Step-by-step explanation:
Some reseachers have noted that "the most significant aspect of multigenerational wealth distribution comes in the forms of gifts and inheritances" and that the lack of wealth and procurement of asstets among African Americans prevents them from making significant contributions to subsequent generations. 1
Therefore, Daniel is here at a disadvantage which is cause by a disparity in inheritance.
1 Bowman, Scott W. (2011). "Multigenerational Interactions in Black Middle Class Wealth and Asset Decision Making". Journal of Family Economic Issues. 32 (1): 15–26. doi:10.1007/s10834-010-9204-5.