Answer:
C
Explanation:
Credit Score is a numerical expression which analyzes a person's credit level by looking at this financial conditions. Will he/she be worthy of loan or not.
payment history comprises 35% of a person's credit score. This is a huge factor. If you consistently make your payments on time, your credit score increases.
length of credit history tells how secure you will be to lenders. Usually 7 years+ is a great length of credit history. This pretty much affects credit score.
marital status doesn't affect credit score. Lenders assess a person based on their financial condition and past activity, NOT whether or not he/she is married or not. That's personal agenda.
debt ratio is the ratio of total debt to total assets. If this is high, it means a person owes money to banks/individuals and is more likely to be not given credit. It affects credit score highly.
THus, the correct answer is C