Answer:
13 women
Explanation:
The area in the tail of the normal distribution for Z < 1.84 can be used to find the number of faster finishers.
Tail area
If times are normally distributed, women whose finish times are lower than -1.84 standard deviations from the mean will have shorter (faster) times than Joan's. The area of that tail of the distribution will be given by the function ...
normalcdf(lower Z limit, upper Z limit) = normalcdf(-∞, -1.84)
In the attached, we have used the value -12 in place of -∞, because the tail area below Z=-12 is essentially zero (relative to the area of interest).
The total number of women in the entire distribution is 395, so the number below Z=-1.84 is ...
395×normalcdf(-12, -1.84) ≈ 13
13 women ran faster than Joan.