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How do you do this problem?

How do you do this problem?-example-1
User Mission
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1 Answer

6 votes

Answer:

Explanation:

Part A

If it is compounded quarterly, the interest of 1.5 must be cut into a quarter of its present size. 1.5 //4 = 0.375 % per quarter.

In addition, the number of times that payment will be received is

4 quarters * 5 years = 20 quarters.

i = principle (1 + 0.375/100) ^20

i = principle (1 + 0.00375)^20

The principle = 4000 dollars.

i = 4000 * (1.00375)^20

i = 4000 * 1.07773

i = 4310.93

So she's tied up 4000 dollars to make 300 dollars.

Part B

I can't really give you an answer to this because I don't know if the 7% is compounded and over what period of time if it is, or if they mean 7% annually. There's a lot of variation in this question. Most people don't take money out of the market, so if it compounded, the formula would be

New Principle = starting amount (1.07)^4

New Principle = 4000 * 1.07^4

New Principle = 5243.18 so she would make about 4 times as much as the 300 she makes if she puts the money in a bond.

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If the interest is simple interest

Gain would be 0.07 * 4000 = 280 dollars.

Over four years = 4*280 = 1120 dollars.

You are going to have to ask your teacher what is intended by this question.

User Imad El Hitti
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